Woodbury, NJ
856-848-4477
Vineland, NJ
856-696-9770
Restructure your debt for easier repayment
Bankruptcy does not have to mean losing your property and facing complete rebuilding of your finances. Chapter 13 is designed for those with greater assets and higher incomes and allows for the restructuring of your debt into a bulk amount. You then make a single monthly payment to the Trustee, who is responsible for distributing the money to your creditors.
Pros to choosing Chapter 13
• Appears better on your credit
• Easier hearings
• Can refile sooner
• Broader discharge
• Attorney fee may be paid through monthly payments
Cons to choosing Chapter 13
• Monthly payments
• 3 – 5 years of payments required
Schedule a FREE, no-obligation initial consultation to begin discussing your needs and making decisions today.
Give me a call to learn more about Chapter 13 bankruptcy.
Put your trust in us to ease you through your situation
Filing for bankruptcy can be overwhelming and stressful, but I am here to guide you through the process and make it easier for you to make the decisions that are right for you. With over 30 years of experience , I have the perspective and expertise to understand your situation and help you make things under control. Look to me for personalized attention and individualized guidance to help you create the right payment plan for your needs. If Chapter 13 is not the right option for you, ask me about Chapter 7 bankruptcy .
